Our Advisers

Professional experienced advisers

Our advisers are the backbone of our business. Our team has experience and knowledge in dealing with all types of clients and circumstances so you can relax knowing your finances are in safe hands.




Kevin Simmonds Cert CII (MP)

Kevin joined HCF in 1999 as a self-employed adviser in all types of mortgages.

In 2009 Kevin became a director and now advises individual and corporate clients on Private Medical Insurance as well as Mortgages.






Kevin Honour Dip PFS

Independent Financial Adviser

Kevin has been working in Financial services for over 9 years and is our employee benefits and corporate pensions expert.

He is also extremely experienced in dealing with individual investment, pensions and protection needs.








Richard Revell CeMAP

Mortgage & Property Consultant

Richard joined HCF in 2008 after spending many years in a retail bank.

Although Richard qualified as an IFA in the 1990s, he now practices exclusively in mortgage & property advice for Residential and Buy-To-Let clients of all backgrounds.






David Cooper DipFA MIFS

David has completed 45 years’ service in the industry, and has been an Independent Financial Adviser for over 30 years.David started his own business in 1987 which merged with HCF Partnership at the end of 1999. His specialist areas are Pensions & Investments.









Gary Cobden DipFA MIFS

Gary joined the industry straight from university. In the 1980′s, he became an IFA in order to provide a better service to his clients. His clientèle is derived from the Corporate Market, advising Small self-Administered and Self Invested Pension Schemes, Keyman and Partnership insurance and IHT planning.








 Steven Sussman

Steven initially trained and qualified as a Chartered Accountant before becoming an Independent Financial Adviser.  He works to provide solutions to both individuals and businesses and his main areas of specialism include pre and post retirement planning, investment planning and personal and business protection.








Daryl Neumann

Daryl joined HCF in July 2012 after several attempts to recruit him. He brings 10 years of unparalleled service and experience in the mortgage, protection and investment arena (Daryl wrote this himself!). Married with 4 children, Daryl understands the demands and needs of modern family life and therefore his clients.







Brian Altman

Mortgage & Protection Consultant

Brian joined the industry in 1987 and specialises in mortgages and protection.
He arranges residential, buy to let and commercial mortgages.